Become a Retailer
Turn your shop into a mini bank and earn on every service you offer.
- Free activation of all services
- Commission on every transaction
- One app for all services
- Reports and dedicated support
Your Growth, Our Mission
Turn your shop into a digital banking point
Offer Aadhaar cash withdrawal, money transfer, bill payments, travel bookings, insurance and loans to your customers — all from one app and one wallet — and earn commission on every transaction.
- Zero joining fee
- Single wallet
- Instant commission
10,000+Retail partners
20+Districts covered
25+Services in one app
₹50 Cr+Monthly transaction value
Products & Services
One wallet. Every service your customers need.
Serve your neighbourhood with banking, payments and everyday services — and add a new income stream to your shop.
Banking & Payments
Turn your counter into a banking point for your neighbourhood.
6 servicesBills & Recharge
Everyday bill payments and recharges that bring customers back daily.
6 servicesTravel
Book train, bus, flight and hotel travel for your customers.
4 servicesInsurance & Loans
Protect and support your customers with insurance and credit products.
5 servicesMore Services
Extra services that add value to every visit.
3 services
Why Vishtra Money
Built to help your business grow
Everything you need to serve more customers and earn more — with the support of a team that grows with you.
Zero Joining Fee
Start your digital shop without any registration charges.
One Wallet, Every Service
Run every service from a single wallet — no juggling multiple balances.
Real-time Commission
Commission is credited to your wallet the moment a transaction succeeds.
Safe & Secure
Bank-grade security and multi-factor authentication on every transaction.
One Simple App
A single Android app with detailed reports, statements and instant settlements.
Training & Support
Onboarding help, marketing material and a dedicated support team.
Partner With Us
A business opportunity for everyone
Whether you run a single shop or a network of retailers, there is a Vishtra Money partnership built for you.
Become a Distributor
Build your own retailer network and earn on every transaction they make.
- No limit on the number of retailers
- Custom deals for different retailer categories
- Back office with detailed reports
- Marketing material to grow faster
Get Started
Start your digital shop in 3 simple steps
Register
Download the app or fill the sign-up form with your basic details.
Complete KYC
Upload your documents for quick verification and account activation.
Start Earning
Load your wallet, serve customers and earn commission on every transaction.
Partner Stories
What our partners say
“Within three months of joining Vishtra Money, my shop became the go-to place for cash withdrawal in our area. The commission reaches my wallet instantly after every transaction.”
Ramesh KumarRetailer, Jaipur
“I manage more than 120 retailers through the Vishtra Money back office. The reports are clear and the support team responds quickly whenever my retailers need help.”
Priya SharmaDistributor, Lucknow
“One app for AePS, recharges and bill payments means I no longer juggle different IDs. Customers now visit every day and my monthly income keeps growing.”
Mohammed ArifRetailer, Patna
How much could your shop earn?
Use our income calculator to estimate your monthly commission based on your daily customers.